Liberty Dwelling Guard Assessment (Prices & Protection in 2023)

Liberty Dwelling Guard System Guard Plan: In case you simply purchased new home equipment and solely wish to cowl your main dwelling programs, then the System Guard plan is for you. It covers your HVAC programs, ductwork, electrical programs, plumbing programs and water heater.

Liberty Dwelling Guard Complete Dwelling Guard Plan: The Complete Dwelling Guard plan is right for owners who need full peace of thoughts. It consists of all the things within the Equipment Guard and System Guard Plans, masking a complete of 15 dwelling programs and home equipment.

The desk under exhibits a side-by-side comparability of what’s lined below every Liberty Dwelling Guard guarantee plan.

What Optionally available Add-ons Does Liberty Dwelling Guard Supply?

Liberty Dwelling Guard gives essentially the most customizable dwelling guarantee plans due to its many out there add-ons. Together with the essential dwelling system and equipment protection, you’ll be able to select so as to add as much as 42 further gadgets to your own home guarantee, together with: 

• Pool
• Spa
• Extra Spa
• Nicely Pump
• Sump Pump
• Central Vacuum
• Septic System Pumping
• Stand Alone Freezer
• Restricted Roof Leak
• Lighting Fixtures
• Re-Key
• Water Softener
• Garden Sprinkler System
• Electronics Safety
• Swamp Cooler
• Ejector Pump
• Second Fridge
• Trash Compactor
• Ice Maker (Fridge)
• Freestanding Ice Maker
• Wine Cooler
• Salt Water Pool
• Generator
• Plumbing Fixture
• Grinder Pump
• Water Dispenser Water Line
• Instantaneous Sizzling Water Dispenser
• Reverse Osmosis Water Filter System
• Casita Visitor Unit
• TV Mounting

Together with further gadgets in your house, you can even pay a month-to-month price for dwelling providers:

• Window Washing and Cleansing
• Gutter Cleansing
• Pest Management
• Carpet Cleansing
• Energy Washing (Exterior Flooring)

Lastly, your primary Liberty Dwelling Guard guarantee doesn’t cowl luxurious home equipment. When you have this stuff in your house, you’ll be able to improve your protection to incorporate the next:

• Professional Collection Fridge
• Professional Collection Vary/Oven/Cooktop
• Professional Collection Dishwasher
• Professional Collection Microwave
• Professional Collection Washing Machine
• Professional Collection Garments Dryer
• Professional Collection Stand Alone Freezer

Does Liberty Dwelling Guard Have Any Exclusions? 

Just like different dwelling guarantee suppliers, Liberty Dwelling Guard does have limitations and exclusions to its dwelling guarantee protection. Remember the fact that Liberty solely covers injury on account of regular put on and tear, so if you wish to get essentially the most out of your own home guarantee, be certain to maintain all upkeep information. 

Your Liberty Dwelling Guard dwelling guarantee is not going to cowl the next:

• Routine upkeep
• Harm on account of lack of upkeep or human error
• Improper set up or earlier repairs
• Corrosion or rust
• Industrial grade tools
• Luxurious home equipment
• Sensible know-how and units
• Restore of beauty defects

Does Liberty Dwelling Guard Have Any Protection Limits?

For all gadgets included within the Equipment Guard, Programs Guard and Complete Dwelling Guard plans, protection is restricted to $2,000 per merchandise. For all further lined gadgets, the restrict is $500 per merchandise. This quantity applies per coverage interval, which means it resets after one year from the date of buy.

Liberty Dwelling Guard Buyer Critiques

Many Liberty Dwelling Guard prospects have posted each constructive and damaging critiques on the BBB web site. We’ve included a number of of those dwelling guarantee critiques under. 

Constructive Critiques of Liberty Dwelling Guard

Liberty Dwelling Guard has a whole lot of on-line critiques that spotlight constructive buyer experiences. Buyer satisfaction is clear from many critiques on the BBB, and plenty of Liberty prospects rave concerning the amount of cash saved, educated representatives and a easy claims course of.

They [Liberty Home Guard] met my expectations after they changed my rubbish disposal in 4 days. They exceeded my expectations after they changed my air conditioner in two weeks. I saved round 100 {dollars} on the rubbish disposal substitute, due to the deductible and the truth that the rubbish disposal subject was decided to be pre-existing. I saved about $1,200 after they changed my AC. All in, I’m up about $1,180 and I’m very comfortable up to now. I hope to proceed to get increasingly worth from this coverage. However actually, up to now the plan is price each cent I’ve paid for it.

— Amber C., 11/18/2022

Liberty’s crew has been extraordinarily dependable and saved us greater than a big amount of cash on repairs up to now. Their technicians simply give off the aura of being very expert and polished and possibly most significantly, appear extraordinarily motivated to assist. We really initially received our coverage with them as a present from our realtor about three years in the past and have used the service every so often on a semi-regular foundation. On our final declare, Brian R. actually helped us out. As a house owner, Liberty Dwelling Guard’s safety has confirmed to be very worthwhile.

— Madeline C., 11/14/22

Damaging Critiques of Liberty Dwelling Guard

Some Liberty Dwelling Guard prospects report lengthy wait occasions on the telephone and the necessity to schedule a number of technician appointments to finish a restore. Liberty typically requires service technicians to submit photos of dwelling home equipment and programs earlier than they are often repaired, which might delay repairs by a number of days.

[The] deductible is just too excessive, there’s a ready interval earlier than you’ll be able to file a declare and so they require the plumber to submit pictures earlier than approving. Which means two appointments I needed to take off work for, one for the picture and one for him to really repair the difficulty.

— Rick M., 07/19/2022

Liberty Dwelling Guard vs Different Dwelling Guarantee Firms

Earlier than you select a house guarantee supplier, it’s essential to analysis the suppliers out there in your space. Under you’ll be able to see how Liberty Dwelling Guard compares to different prime dwelling guarantee corporations.

Learn how to File a Declare With Liberty Dwelling Guard

Liberty Dwelling Guard prospects can report a declare across the clock, any time through the week. This 24/7 protection gives peace of thoughts realizing if one thing goes flawed in your house, you simply need to file a declare on-line or name customer support as quickly as you discover the malfunction.

Liberty Dwelling Guard additionally gives a 60-day workmanship assure. So if a technician has repaired one in every of your own home programs and the system fails once more inside 60 days, Liberty will ship a technician to restore it at no further cost.

FAQ: Liberty Dwelling Guard

Is Liberty Dwelling Guard respectable?

Liberty Dwelling Guard is a respectable dwelling guarantee enterprise with nice buyer critiques on-line. This firm is among the many most extremely rated of all dwelling guarantee corporations, so we take into account it an incredible choice in your dwelling guarantee wants.

Does Liberty Dwelling Guard cowl pre-existing situations?

Liberty Dwelling Guard doesn’t cowl any recognized or unknown pre-existing situations. Based on an internet pattern contract, Liberty will solely cowl the associated fee to restore or substitute programs and home equipment which can be put in and in good working situation when your service contract begins.

Does Liberty Dwelling Guard cowl roof leaks?

Liberty Dwelling Guard gives roof leak safety for an extra $11.99 per thirty days. This can get you $500 of protection per time period, however the protection doesn’t embody partial or full roof substitute. It solely applies to the roof leak patching that presides over dwelling area in a single-family residence.

Does Liberty Dwelling Guard require a house inspection?

Liberty Dwelling Guard doesn’t require a house inspection so that you can take out a house guarantee coverage, and the corporate will cowl your own home programs and home equipment no matter age. However these programs and home equipment should be in working order while you signal your guarantee contract to obtain protection.

How do you cancel a Liberty Dwelling Guard coverage?

You may cancel your Liberty Dwelling Guard guarantee by calling the customer support line. In case you cancel your coverage inside the first 30 days, you’re going to get a full refund. However for those who cancel after 30 days, you’ll have to pay a $50 cancellation price.

How We Evaluated Liberty Dwelling Guard In opposition to Our Assessment Standards

To assist customers such as you select the very best dwelling guarantee corporations in your dwelling, we dive deep into each top-rated dwelling guarantee firm and fee them primarily based on six components. As soon as we analysis an organization and have gathered all our information, we use the next scoring system to grade every dwelling guarantee firm on a 100-point scale. We then convert the rating to a 5-star score.

• Plans + Protection Choices (24 Attainable Factors): Since each buyer has completely different wants and a distinct funds, we award extra factors to suppliers that supply extra plans and higher flexibility. Liberty Dwelling Guard does exceptionally effectively on this class as a result of it gives three completely different plans and dozens of add-ons that enable for plan customization.
• Affordability (22.5 Attainable Factors): Value is a crucial issue as a result of many owners select dwelling warranties to keep away from excessive funds for dwelling equipment repairs. We consider every firm primarily based on its plans and extra providers, service name charges and cancellation phrases. Liberty’s Dwelling Guard’s plans are every inexpensive at lower than $2 per day, and the add-on protection permits for purchasers to customise their plan to swimsuit their wants and funds.
• Buyer Expertise (18.5 Attainable Factors): Your expertise as a buyer is essential, together with the assist you obtain when contacting a house guarantee supplier. We gauge general assist by taking a look at buyer critiques, conducting house owner surveys and going by way of the quotes course of. Liberty Dwelling Guard has nice on-line buyer critiques and a straightforward claims course of, which suggests it scores excessive on this class.
• Firm Fame (17.5 Attainable Factors): An organization’s repute is a mix of critiques from prospects and respected organizations just like the BBB. We additionally bear in mind the years of expertise an organization has, how happy its workers are and any previous or pending lawsuits. Liberty has a wonderful A- score with the BBB and 4.7 stars on Google Critiques, so it does effectively on this class.
• Claims Course of (12.5 Attainable Factors): On this class, we have a look at the general claims course of, together with how simple it’s to file a declare and an organization’s response time. Liberty Dwelling Guard’s claims course of is easy and prospects can contact a customer support consultant 24/7.
• Availability (5 Attainable Factors): Availability refers to what number of states and areas an organization serves. Liberty Dwelling Guard does effectively on this class as a result of it gives dwelling warranties in 48 states, solely excluding Wisconsin and Washington.

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